Bill discounting can help bridge the period between raising an eligible invoice and receiving payment. The quality of the transaction, buyer, documentation and repayment mechanism matters as much as the headline amount.
Broad eligibility considerations
Eligible invoices, buyer quality, transaction history, GST/e-invoice records where applicable, banking and the financier’s product rules may be reviewed.
Documents commonly requested
- Invoices/bills and supporting transaction documents
- GST or e-invoice records where applicable
- Bank statements and receivable ageing
- Business KYC and buyer details
Final approval, pricing, security, scheme coverage and terms are decided by the relevant lender or institution after assessment.