Credit-report rectification means identifying factual discrepancies and following the legitimate bureau/lender correction process. It does not mean deleting accurate delayed payments, settlements or defaults simply because they are inconvenient.
What we can help organise
- Review account status and ownership details
- Identify potential duplicate, closed-account or reporting discrepancies
- Prepare the information needed for a genuine dispute
- Track the correction process with realistic expectations
What can be reviewed
Potential issues may include incorrect personal information, accounts that do not belong to the consumer, duplicate facilities, incorrect closure/status updates or payment data that can be supported by evidence. The bureau and reporting lender make the correction decision.
Information commonly required
- Relevant credit report
- Identity/contact information needed for verification
- Loan closure/NOC/payment evidence where relevant
- Correspondence with the lender or bureau, if already raised
Fundwise Wealth does not promise deletion of accurate negative information or a guaranteed increase in any credit score. Corrections depend on verified data and the relevant bureau/lender process.