Overdraft and Cash Credit facilities can support recurring business cycles when the limit and structure reflect the actual cash-flow pattern. We help organise the financial and operating information lenders typically review.
Start with the cycle
Map supplier payments, stock holding, customer credit and seasonal peaks before discussing the desired limit.
Who this service may be relevant for
Turnover, stock and receivables, banking conduct, profitability, collateral where required and total credit exposure are commonly assessed.
Information commonly required
- Business and promoter KYC
- GST returns and financial statements
- Banking records
- Stock, debtor and creditor statements where applicable
Registration, filing, licence or statutory outcomes depend on complete documents, applicable law, government portals and the relevant authority or professional requirement.